Concept Group is a regulated and licensed fiduciary company based in Guernsey, who specialise in tailored financial solutions for its clients, and is an innovator and developer of offshore products, in particular the use of QROPS, remuneration/employee benefit trusts and international pensions.

The Aurora QROPS is Concept Group's pioneering QROP product, launched in August 2007, it was the world's first multi member personal QROP Scheme open to residents and non residents and quite possibly now the largest personal QROP Scheme in the world.

Aurora QROPS provide individual pension plan solutions to receive overseas pension transfers of accrued UK benefits - the ideal solution for those interested in transferring pensions abroad or expat pensions.

Continually evolving, the third generation HMRC approved deed, Aurora Libertaï, allows the member to appoint their choice of investment manager, including themselves.

The Concept Group are also well known for their international pensions such as the Navigator style of international pension plan, written under Guernsey pension law, they are suitable for non UK domiciliaries who change employment or leave the UK. Designed to receive a pension transfer by way of accrued benefits from correspondingly approved pre A-day schemes.

The Concept Group provide a wide range of general fiduciary services including trust and company administration, contracting, payroll and family office structures.